Consider this - Small-Town America, Affordable homes, 100% Financing (zero-percent downpayment), 30-year Fixed Rate Mortgage, Very Low Interest Rate

Can you envision this?  If this appeals to you, there's a mortgage program you need to learn more about.  The Rural Development Guaranteed Loan program will allow you to get 100% financing on a home that is in a community with a population of 20,000 or less.  You do not need to be a first time home buyer.  This is a program of the USDA (U.S. Dept of Agriculture).  It's not an FHA mortgage, but the general requirements are similar to those of FHA mortgages.  The interest rate on these RD Loans is actually lower than the FHA interest rate.

Since it's a government loan program you can imagine that there are very specific requirements.  You have to meet certain requirements and the property also has to meet certain requirements.  To get the full scoop on this type of loan program, you'll want to talk with my Lending Partner.  Give them a call or send an email and you can explore the RD loan idea as well as all the other mortgage programs available to you.